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Today (Jan 28) I returned a fleece vest that my son had bought me for Christmas. I didn't have the receipt. The Clerk told me their &quot;policy&quot; was the purchase price of $24.xx (she looked it up) only received store credit of $7.22 .. a discount of about 70%. I would have expected a re-stocking fee of may 15% or even 20%, but 70%? Having no choice I took the &quot;gift card&quot; with some grumbles.<br /> Maybe Penny is in the same boat as Sears. At least for me, I'll never shop there again. ----- Rob Schlegel, Indianapolis