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I was returning a jacket today at jcp with the receipt and the receipt that paid off the jcp credit card. The sales associates wouldn't allow me to return it without the actual jcp credit card which my mom owns. I wasn't asking for cash back or crediting back to a different form of payment, just back to the same jcp card. Soooo annoying. Now i have to cross the border again next week with mom just to return this item....Ugh!