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I went to home depot just a little bit ago to return a paint sprayer that stopped working and I used a debit card to pay for it and they've already gotten their money because it was purchased on 2/09/2016, but the only way to get the money back was to put it back on the debit card which would take 10 budiness days at least or to get a store credit. Why would I want a store credit for a product that stopped working? I won't shop there anymore unless Lowe's doesn't carry the product I Need because Lowe's gives a refund without a problem. What it is home depot makes money off people using debit and credit cards.