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My wife bought me a two-year membership with 24-Hour Fitness through Costco for $369.99. Ten months later, we decided that I wasn't cut out for treadmills. So, we got 24-Hour Fitness (after a bit of haggling--I had to talk to a supervisor) to print a cancellation notification. We took the cancellation notification to Costco and Costco gave me a FULL REFUND, plus one penny, rounding off the original $369.99 to an even $370!